AI-powered transcription tools are increasingly used in the workplace. Aida Ponce Del Castillo argues in an analysis from data protection law and the AI Act that their deployment raises risks both for employees and employers
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AI offers substantial benefits to society. Stephen Cecchetti, Robin Lumsdaine, Tuomas Peltonen and Antonio Sánchez Serrano discuss significant concerns regarding risks to the financial system and propose a mix of competition and consumer protection policies address these vulnerabilities
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Maximising the European Union’s innovation capacity is an overriding EU policy priority. Fiona Scott Morton and Reinhilde Veugelers propose an optional EU regime to lower barriers for high-growth startups via swift incorporation, simple governance and crossborder access
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2025 has been the year of cybercrime. Jonathan Sharp says it is essential that businesses set objectives and measure outcomes to determine if they are achieving their goals and to protect their organisations against cybercrime
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Governments globally have been ramping up initiatives to modernize their digital payment and financial systems. S Yash Kalash writes that nations must guard, strengthen digital rails to secure financial sovereignty
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AI is transforming finance faster than the authorities can adapt. Jon Danielsson argues that while AI enhances the financial system’s efficiency, it also poses new, poorly understood risks, and ineffective supervision will mean a higher risk of financial crisis
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The European Commission is seeking to reduce the burden of its digital rulebook. Mario Mariniello discusses a new framework and shows how EU digital reforms must balance efficiency with transparent recognition of distributive consequences
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Cybercrime is now a national emergency. Jonathan Sharp says crimes will not stop unless we educate young adults of the dangers of cybercrime, and businesses ensure that its cybersecurity strategy is top of their agenda
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For frontier AI models, more training data improves performance. Tweaks to EU copyright requirements in the AI Act Code of Practice will maintain the AI growth momentum, for now – but will also create new challenges. Bertin Martens discusses
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Innovation in money and payments is happening at pace. Sarah Breeden sets out her vision for a ‘multi-money’ system where different forms of money including traditional and tokenised commercial bank deposits, stablecoins and central bank money are freely exchangeable
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