The sane insanity of digital sovereignty
Every major economy is now hedging against digital dependence. Matthew Kilcoyne examines digital sovereignty and the economic risks of uncoordinated fragmentation across global technology markets
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Tech
Talking ’bout next generation
The international and technological frontier for retail payments is advancing. Sarah Breeden sets out how the Bank of England is leading the design of the UK’s next generation retail payments infrastructure, while also supporting private sector innovation in the interim
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AI risks for employers and employees
AI-powered transcription tools are increasingly used in the workplace. Aida Ponce Del Castillo argues in an analysis from data protection law and the AI Act that their deployment raises risks both for employees and employers
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AI and systemic risk
AI offers substantial benefits to society. Stephen Cecchetti, Robin Lumsdaine, Tuomas Peltonen and Antonio Sánchez Serrano discuss significant concerns regarding risks to the financial system and propose a mix of competition and consumer protection policies address these vulnerabilities
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Kickstarting innovative growth in Europe
Maximising the European Union’s innovation capacity is an overriding EU policy priority. Fiona Scott Morton and Reinhilde Veugelers propose an optional EU regime to lower barriers for high-growth startups via swift incorporation, simple governance and crossborder access
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Managing AI in the fight against cybercrime
2025 has been the year of cybercrime. Jonathan Sharp says it is essential that businesses set objectives and measure outcomes to determine if they are achieving their goals and to protect their organisations against cybercrime
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Securing financial sovereignty
Governments globally have been ramping up initiatives to modernize their digital payment and financial systems. S Yash Kalash writes that nations must guard, strengthen digital rails to secure financial sovereignty
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How authorities should tackle AI challenges
AI is transforming finance faster than the authorities can adapt. Jon Danielsson argues that while AI enhances the financial system’s efficiency, it also poses new, poorly understood risks, and ineffective supervision will mean a higher risk of financial crisis
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The EU’s digital deregulation push
The European Commission is seeking to reduce the burden of its digital rulebook. Mario Mariniello discusses a new framework and shows how EU digital reforms must balance efficiency with transparent recognition of distributive consequences
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Act now before it’s too late
Cybercrime is now a national emergency. Jonathan Sharp says crimes will not stop unless we educate young adults of the dangers of cybercrime, and businesses ensure that its cybersecurity strategy is top of their agenda
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