AI is transforming finance faster than the authorities can adapt. Jon Danielsson argues that while AI enhances the financial system’s efficiency, it also poses new, poorly understood risks, and ineffective supervision will mean a higher risk of financial crisis

The European Commission is seeking to reduce the burden of its digital rulebook. Mario Mariniello discusses a new framework and shows how EU digital reforms must balance efficiency with transparent recognition of distributive consequences

Cybercrime is now a national emergency. Jonathan Sharp says crimes will not stop unless we educate young adults of the dangers of cybercrime, and businesses ensure that its cybersecurity strategy is top of their agenda

For frontier AI models, more training data improves performance. Tweaks to EU copyright requirements in the AI Act Code of Practice will maintain the AI growth momentum, for now – but will also create new challenges. Bertin Martens discusses

Innovation in money and payments is happening at pace. Sarah Breeden sets out her vision for a ‘multi-money’ system where different forms of money including traditional and tokenised commercial bank deposits, stablecoins and central bank money are freely exchangeable

The payment system is experiencing a technology-driven revolution. Christopher Waller outlines how the Fed is exploring the integration of emerging technologies such as tokens, smart contracts and AI into the payments system